AceableAgent Review (2026): Cost, the 91% Pass Rate Claim, and Whether the App Is Enough

AceableAgent sells real estate pre-licensing in 17 of 51 US jurisdictions, so for about two thirds of the people reading this the question is already settled: the course does not exist where you are getting licensed. If you are in one of the 17, the first number you meet is a 91 percent pass rate. That figure comes from student surveys, not from any regulator. Both facts sit on Aceable's own website and both take five minutes to check.

I am Saad Jamil, licensed at Samson Properties in Chantilly, Virginia since 2007, with more than $500M and 800 homes closed, and I run real estate coaching for agents starting out. I am not an AceableAgent customer and have no relationship with the company. Everything below comes from their published pages, state regulator documents and the app stores, checked on 20 August 2026.

Disclosure, and please read this one properly. Jamil Academy carries an affiliate link to The CE Shop, a direct competitor of AceableAgent. This website earns money when a reader buys from the rival of the company being reviewed here. I also sell coaching, which competes with the career content in Aceable's top tier. Those are real incentives to be unfair, so this piece is written to be checked line by line, and where I could not verify something, including things about my own affiliate partner, I say so.

Where Aceable operates: 17 of 51

This is the most useful fact in the review and most articles bury it. Aceable's own pre-licensing hub lists 17 jurisdictions, which I transcribed twice on 20 August 2026: Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia and Washington.

There are 51 US licensing jurisdictions once you count the District of Columbia, so Aceable covers about a third of the country and sells nothing in the other 34. For my own readers that is not academic: Aceable covers Virginia but not Maryland and not DC, which rules it out for much of the Washington area.

The other product lines differ. Continuing education runs in five states: Texas, New York, Georgia, Florida and Illinois. Post-licensing appears in four, hedged as packages in states like Texas, Florida and Georgia. If you are shopping that first renewal cycle, my guide to real estate post license course requirements covers what states demand.

Every continuing education and post-licensing state already sits inside the 17, so there is no state where Aceable sells continuing education but not the license course. The only product reaching all 50 states is exam prep through PrepAgent, which satisfies no state's education requirement.

That matters because Aceable's corporate site advertises 40+ states accredited, a company-wide figure spanning drivers education, insurance and mortgage. Real estate pre-licensing is 17. Nothing there is untrue, but the juxtaposition invites a reader to assume coverage the product does not have. Aceable's own Google Play listing, updated 18 August 2026, says 13 states while its website says 17, which matters in the app section.

Check your state and price

Pick your jurisdiction and the tool tells you whether Aceable sells a course there and, for the eight states where I captured pricing on 20 August 2026, what the tiers cost.

If the tool says Aceable does not operate where you live, that is news about one vendor, not your plans. Your state board sets the hours and approves the schools, so start with my breakdown of how long real estate school takes in each state.

Cost, tier by tier

Aceable sells three tiers in every state I checked: Basic, Deluxe, labelled Most Popular, and Premium. Below is every published tier for the eight states where I captured pricing on 20 August 2026, with struck-through regular prices in brackets.

Two details deserve a stop. Virginia's middle tier is $203, not $239: the $239 is the struck-through price above it, and I have seen that quoted as the real price elsewhere. And Ohio is an outlier at $949 to $1,259, roughly four to six times Aceable's usual range. Ohio requires 100 hours across four subjects and has instructor rules, which probably explains much of it, but Aceable's page does not explain the gap.

The Basic tier never carried a struck-through price in any of the eight states. Discount framing applies only to Deluxe and Premium, in repeating ladders of 15, 20 and 30 percent across unrelated states, and none carried an expiry date or countdown on the day I looked. That reads as a standing promotional posture rather than a sale, though one day is one snapshot, so I am not claiming the discount is permanent.

Deluxe adds an AI virtual instructor, smart practice, a practice exam builder, three months of PrepAgent, and in most states tutoring and live webinars. Premium adds brokerage matching, a Tom Ferry career course listed at $149 of value, and in Texas, Florida and Georgia a first renewal bundle. Critically, the pass guarantee attaches at Deluxe and above. Basic buyers get a 30 day satisfaction guarantee only.

On the renewal side, the Texas salesperson apprentice education package is $469, reduced from $555, covering 98 hours: 90 elective hours plus eight hours of Legal Update I and II. Aceable also sells a standalone $59 Legal Update bundle and an 18 hour Texas continuing education bundle at $134. Because this is easy to get wrong: Legal Update is already inside the $469 package, so the $59 bundle is for licensees who only need those eight hours, not a hidden add on.

My conflict of interest

Before the pass rate section, you need to know how to discount what I write. Jamil Academy carries an affiliate link to The CE Shop, which sells pre-licensing courses in direct competition with AceableAgent. If you read this, decide against Aceable and buy from The CE Shop, this website earns money. That is an incentive to make Aceable look worse than the evidence supports.

Now the part that matters more, and it is not comfortable to publish. Every attempt to reach theceshop.com during this review returned an HTTP 405 response. The homepage, the real estate section and the Texas pricing page all failed the same way. AceableAgent's site was fully reachable: every price, every state list, the guarantee page, the terms and the pass rates page opened and were read directly.

That asymmetry cuts against Aceable for reasons that have nothing to do with quality. Scrutinise one company all day and fail to open its rival, and the company you can read accumulates more findings. Findings are not faults, and the distortion points toward my commission.

There is a second layer. The CE Shop numbers I quote later come from HousingWire, which discloses that HW Media has an agreement with The CE Shop to promote course information to licensees. That is the same relationship I have, so my competitor comparison shares my conflict. Treat every unflattering finding about Aceable here as verified and every favourable claim about The CE Shop as unverified until you check it.

The 91 percent claim

Aceable's pass rates page carries a headline figure, worded exactly like this: AceableAgent's Overall National Pass Rate, 91%. Directly beneath it sits the entire published methodology, one sentence long: AceableAgent exam pass rate data is provided through student surveys.

That is the finding. Not that the number is wrong, but that it is a self selected, self reported survey figure. No date. No survey period. No sample size. No response rate. Nothing that lets a reader, a regulator or a competitor test it.

The students who passed are the ones who answer a questionnaire from their school. That is not an accusation, it is ordinary sample behaviour, and it is why regulator data exists. The figure travels, too: Fortune named Aceable its best overall real estate school for 2024 and repeated the 91 percent without verifying it. Here is how the claims look beside what regulators record.

Aceable publishes survey based figures for several other states too, all higher than the Virginia regulator number and none carrying a denominator. I have not printed those, for the same reason I am not printing the 91 percent as fact: repeating an unsourced number is how it becomes accepted, whichever direction it points.

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What Virginia's regulator recorded

Virginia is the useful state, because its Department of Professional and Occupational Regulation publishes a document called Real Estate 2024 Pass Rates by Schools. It names individual schools, including AceableAgent, for calendar year 2024. That is not a vendor claim. It is the regulator counting results.

Aceable's Virginia salesperson results sit in a band running from roughly the mid 40s to the low 50s in percentage terms across the national and state portions. I am giving a band rather than a decimal on purpose. I read that PDF three times: the first read returned about 45.6 percent, the second and third about 52.0 percent on the national portion and 46.0 percent on the state portion. The counts of students tested and passed were unreadable every time and a direct download was refused, so three reads that do not reconcile are not a basis for a precise figure.

Now the part a competitor funded review would leave out. In the same document Colibri came in at roughly 51 and 50 percent, and Kaplan at roughly 33 and 32 percent. Aceable and Colibri are level for practical purposes, and both are far above Kaplan.

So the Virginia data does not show that AceableAgent is a bad school. It shows the Virginia exam is hard. Roughly half the candidates from the two largest online providers did not pass on the attempt the state counted, which is a fact about the exam, not a verdict on a course.

If you are licensing in Virginia, plan for a hard exam and buy exam prep whoever you buy the course from. My walkthrough is in how to become a real estate agent in Virginia, and the course detail is in my Virginia real estate license course guide.

Texas: the checkable number

Texas is where Aceable does something the rest of the industry mostly does not. The company states that its Texas salesperson pass rate is 66 percent, 5,604 passed of 8,516 taken as of 30 November 2025, against a state average of 56 percent, 16,824 of 29,980 on the same date. It attributes the data to the Texas Real Estate Commission and names itself as Provider number 701048.

That claim has a numerator, a denominator, a cut off date, a named regulator and a provider number you can look up. It is built to be checked, which makes it a different species from a national figure with no sample.

One honest limitation. TREC's own provider passage rate table was robots blocked to my fetcher on both attempts, so I could not confirm the figures and attempted no workaround. The correct reading is Aceable says, citing TREC, not verified government data, though a reader in Texas can open that table and settle it in a minute. TREC's sibling page for inspectors sets out the rule that advertising these results must also show the exams taken and passed with equal prominence, and Aceable does print the counts.

A trend note cutting the other way: Fortune's 2024 coverage cited a Texas rate of 68.7 percent against 66 percent today. The number has come down and Aceable still publishes it, which is a modest mark of good faith.

The complaint count I will not use

Aceable holds a Better Business Bureau rating of A minus and has been accredited since 4 January 2018. The profile shows 65 complaints closed in three years and 24 in twelve months. In a review written to damage this company, the paragraph would end right there.

It would also be misleading. That profile belongs to Aceable the parent company, not AceableAgent the real estate school, and Aceable also sells drivers education, insurance and mortgage courses. The dominant theme in the displayed complaints, by a wide margin, is unauthorised recurring five dollar monthly roadside assistance charges attached to the drivers education product, and the difficulty of cancelling them. One complainant describes months of charges after cancelling, with a support number that no longer worked.

Those are real consumer problems and I am not waving them away. They are also not evidence about a pre-licensing course, and attributing them to AceableAgent would be exactly the distortion my affiliate relationship would predict. Not one displayed complaint mentions the mobile app. The test I apply is simple: would I still use this number if it pointed the other way? Here the answer is no, so it stays out.

The guarantee and the fine print

Aceable markets an Ace or Don't Pay Guarantee, and the trigger appears two materially different ways on its own website. The guarantee page says: If you don't pass your state licensing exam on the first try, we'll give you your money back. The pass rates page says: if you don't pass the licensing exam after three attempts, we will refund your money. The three attempts wording is repeated on the Texas state page.

Those are not the same offer. Under the first, one failed attempt qualifies you. Under the second you must fail three times, paying three exam fees first, and that harder version is the one on the state pages where people buy. I am not alleging intent, but get the applicable version in writing before you pay.

The conditions matter as much as the trigger. From the guarantee page and terms: complete all course hours before the exam, sit the state exam within 90 days of finishing the course, and purchase directly through AceableAgent rather than a third party website. That last one quietly voids the guarantee for anyone buying through a discount reseller.

Then there is redemption. The terms state that redeeming the guarantee costs you access to your AceableAgent account and any additional services in your package. The real choice at the moment of failure is your money back, or your materials, tutoring and exam prep for another attempt. Not both. The guarantee is also a Deluxe and Premium feature only, and it does not apply in Florida at all, which Aceable attributes to state law.

Three deadlines matter more to a working adult than any feature list. Courses must be completed within six months of enrollment. California, New York and Tennessee allow limited extensions to 365 days, and North Carolina prohibits extensions and requires completion within 180 days.

The 30 day refund has a condition that catches fast students. A course is refundable only if the student has not completed it and asks within 30 days. Completed means finishing all levels or webinars regardless of the final exam, so a buyer who finishes in twelve days has forfeited the refund with eighteen days still on the clock.

The app: is it enough

There is a real native app on both platforms, not a wrapper around a web page, and it is maintained. Here is what the store listings showed on 20 August 2026.

Two caveats before anyone quotes those ratings. The app now serves real estate and insurance students in one product, so the 14,000 iOS ratings are pooled across both lines rather than a pure AceableAgent score. And the counts are lopsided, 14,000 on iOS against 840 on Android, so 4.9 stars is overwhelmingly an iPhone number.

What you can do in it, per Aceable's own app page: start a lesson on your phone at lunch, continue on a tablet and finish on a computer, with progress saving automatically. Lessons are audio narrated, with interactive activities and videos.

Now the question in the title, and Aceable does not answer it. No page I could reach states that an entire pre-licensing course can be completed in the app. The clearest sentence on the app page is scoped to a different product line, telling readers to download the app to complete insurance pre-licensing or continuing education. The support article that would settle it returned only navigation and footer content.

What can be reasoned from published facts: California requires a proctored final, New York requires a proctored examination given by the real estate school, and Georgia's is proctored online with a 72 percent pass mark. A proctored final is not a plausible phone only flow, so in those three states the app alone is almost certainly not enough. That is strong inference from published proctoring rules, not a documented device restriction, because Aceable publishes none. Add the Google Play listing saying 13 states against a website saying 17, and the working assumption is that the app supports fewer states than the web course.

Texas is the exception: since 3 September 2025 its course finals are unproctored and taken from home. How seat time is tracked is not published anywhere I could reach, and neither is any retake limit for the course final.

App specific complaints are narrow and consistent. Google Play reviewers report bugs, note that the audio narration does not say everything that is on screen, and that the quiz and assessment buttons are touchy. Trustpilot reviewers say the app keeps shutting down and that once a section quiz was submitted they could not review the questions. Aceable's own release notes acknowledge live issues, describing fixes for a practice screen that could appear empty.

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PrepAgent is not a second opinion

PrepAgent shows up in comparison articles as an alternative to Aceable, and readers use it as a sanity check on whether Aceable's course is any good. That comparison does not work. Aceable owns PrepAgent. Aceable's exam prep page is branded PrepAgent by Aceable, and PrepAgent appears in Aceable's published acquisition list alongside I Drive Safely, Driversed.com and Real Estate Institute. PrepAgent's own website still carries a PrepAgent LLC copyright line with no parent company disclosure.

The effects are practical. Three months of PrepAgent is bundled into Deluxe and Premium, so Aceable against PrepAgent is not a real choice: the middle tier buys both. PrepAgent covers all 50 states, which is where Aceable's 50 state reach comes from, but exam prep satisfies no state's education requirement. Its pricing is not published on either site, since both route into a sign up flow. The rule for buyers: when a review presents two products as independent alternatives, check who owns them.

Aceable against the big three

Here is the comparison, with every cell I could not verify marked. Read the markers as seriously as the numbers, especially in The CE Shop column: that is the company this website earns affiliate income from, and the one site that would not open.

The marker means I could not open the source and confirm it. Every CE Shop figure came from HousingWire, which discloses a promotion agreement with The CE Shop, and its prices sit beside a 30 percent discount code, so they are pre-discount marketing numbers relayed by a partner.

On coverage, Aceable is a small footprint provider: the other three operate in two to three times as many jurisdictions. Kaplan does not publish pre-licensing prices at all, which in 2026 is a choice.

Colibri's first attempt reimbursement is cleaner to understand than Aceable's, which contradicts itself between pages, and Kaplan's commitment is weaker than both: extended access up to 18 months, not your money back. One comparison I have deliberately not made: The CE Shop appears in the Virginia regulator data only in broker rows, and putting a broker pass rate beside Aceable's salesperson rate would flatter my affiliate partner with an unlike comparison.

Where Aceable is genuinely good

Let me make the case for Aceable as strongly as the evidence allows.

It discloses more pass rate detail than its competitors. Colibri publishes no pass rate. Kaplan publishes none. The CE Shop has a page I could not open. Aceable publishes state level figures and, in Texas, the numerator, the denominator, the date and its provider number so anyone can check against the state's table. The 91 percent national figure is weak practice. The Texas disclosure is better than the industry norm. Both are true at once.

The ratings are strong and not thin. 4.9 on iOS across 14,000 ratings, 4.8 on Android, and 4.8 on Trustpilot across 10,997 reviews on the mirror I could reach. Aceable's own site cites 4.8 from 11,932 reviews, an unexplained gap of about 900 that may be a stale figure. One caveat applies to every school here: automatic review invitations inflate scores industry wide, and I could not confirm whether any of these use them.

The complaint volume is low for the size once the drivers education billing issue is stripped out, and the A minus rating with accreditation since 2018 is real. The mobile product is a real differentiator, updated within the week I checked.

It also fixes things in public. The unproctored Texas final removed a real friction point, and when a student wrote publicly that their course had been reset to zero percent, Aceable replied confirming a refund and a complimentary Deluxe bundle. And where a regulator counts, it is mid pack rather than poor: level with Colibri, far ahead of Kaplan.

Who should buy it

Buy it if you are in one of the 17 states and you study in fragments. The app is the reason to choose this school over a cheaper competitor: if your study pattern is a phone at lunch and a laptop on Sunday, you will finish here and stall elsewhere.

Buy it in Virginia, Texas or California on price: $149 for 60 hours and $199 for 135 hours are strong against anything I could verify. Buy Deluxe rather than Basic if you want the guarantee at all, and buy directly rather than through a coupon site, because a third party purchase voids it.

Do not buy it in Maryland, DC or any of the other 34 jurisdictions, because there is nothing to buy. Do not buy in Ohio without pricing two competitors first. Do not buy if you want live instruction or a classroom. Think twice in Florida, where the guarantee does not apply, or if you are slow to start, because a six month clock moves faster than it sounds.

One last thing matters more than the course you pick. Pre-licensing teaches what the state requires you to know to be licensed. It does not teach you to get a client or survive a year of irregular income, which is why so many new licensees leave quickly. Read an honest assessment of real estate as a career before you spend anything, and if you have already decided, spend less on the course than you planned and put the difference into real estate coaching for the year after you pass, whether that is mine or somebody else's. The exam is the cheap part.

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Frequently asked questions

Is AceableAgent available in my state?

AceableAgent offers pre-licensing in 17 of 51 US jurisdictions as of 20 August 2026: Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia and Washington. Maryland and the District of Columbia are not covered.

Is the AceableAgent 91 percent pass rate accurate?

It is a survey figure, not a regulator figure. Aceable's page headlines 91 percent and adds one line of method: AceableAgent exam pass rate data is provided through student surveys. No date, sample size or response rate is published. Virginia's regulator recorded Aceable's 2024 salesperson results in a band from roughly the mid 40s to the low 50s.

How much does AceableAgent cost?

Prices captured on 20 August 2026 ran from $149 for Virginia Basic to $1,259 for Ohio Premium. Virginia is $149, $203 and $279 for 60 hours and Texas is $449, $519 and $669 for 180 hours. Ohio is the outlier and Aceable's page does not explain why.

What does the AceableAgent pass guarantee actually cover?

Two triggers appear on Aceable's own site. The guarantee page says money back if you do not pass on the first try. The pass rates and Texas pages say a refund only after three failed attempts. It attaches to Deluxe and Premium, excludes Florida, needs a direct purchase and an exam attempt within 90 days, and redeeming it ends your account access.

Can you complete an AceableAgent course entirely in the phone app?

Aceable does not say. The native apps are real and progress syncs across devices, but no Aceable page I could reach states that a full pre-licensing course can be finished on a phone. California and New York require a proctored final and Georgia proctors online, so there a phone alone is unlikely to be enough.

Is AceableAgent better than The CE Shop?

I cannot tell you, and I have a commercial reason to be careful. Jamil Academy earns an affiliate commission from The CE Shop, a direct AceableAgent competitor, and every attempt to load theceshop.com returned an HTTP 405 response. Aceable's claims were checkable. The CE Shop's were not, so every CE Shop figure here is second hand and marked.

What is the biggest reason not to buy AceableAgent?

Availability. In roughly two thirds of US jurisdictions the course does not exist. After that: Ohio pricing runs several times Aceable's normal range, there is no live instruction anywhere, the guarantee excludes Florida and is not sold on Basic, and Aceable has not documented whether the whole course can be done on a phone.

Prices, state lists, app store metrics and vendor claims were captured on 20 August 2026 and are subject to change. Virginia figures come from the Virginia DPOR Real Estate 2024 Pass Rates by Schools report and are given as a band because three reads did not perfectly reconcile. Texas figures are AceableAgent's own claims citing the Texas Real Estate Commission, whose table could not be opened during this review. Figures that could not be verified are marked. This article is independent commentary and is not affiliated with or endorsed by AceableAgent or Aceable, Inc. Educational content only, not legal or financial advice.